The Catholic Why

S1E35 - How Recruitment Agencies Make Money from OFWs

Behind many Overseas Filipino Workers' journey is a recruitment agency that connects them to jobs abroad—but how exactly do these agencies earn? In this episode, we break down the business model of recruitment agencies and the fees involved. We’ll explain the difference between legal placement fees, employer-paid hiring costs, and the add-ons some agencies charge, such as training, medical exams, or documentation.
You’ll also learn about the regulations set by the POEA (now DMW) that limit what workers should and shouldn’t pay, and how to spot red flags from shady recruiters. By understanding how agencies make money, OFWs can better protect themselves from overcharging and scams, while still appreciating the legitimate role agencies play in securing overseas opportunities. This episode empowers you to ask the right questions, safeguard your hard-earned cash, and choose the right path when chasing your dream of working abroad.

S1E34 - Bringing Family or Working Alone Abroad?

One of the biggest decisions an Overseas Filipino Worker faces is whether to bring family abroad or work alone while supporting loved ones back home. In this episode, we explore the pros and cons of both paths. Bringing family means shared experiences, stronger emotional support, and less homesickness—but it also comes with higher living costs, visa challenges, and cultural adjustments.
On the other hand, working solo often allows for greater savings and focus, but loneliness, homesickness, and family strain can take their toll. We’ll share real OFW experiences, financial considerations, and practical advice to help you weigh what works best for your situation. Whether you’re dreaming of family reunification or considering the sacrifices of working alone, this episode will guide you through the emotional, financial, and practical realities of making this life-changing decision.

S1E33 - What is the Impact of Artificial Intelligence on Employment of Filipinos Abroad

Artificial Intelligence is changing the global workforce—and for millions of Filipinos working overseas, the effects are already being felt. In this episode, we examine how AI is reshaping jobs abroad, from automation in manufacturing and logistics to AI-driven customer service and even healthcare support.
We’ll discuss which industries are most at risk of job displacement, which roles are evolving, and where new opportunities are opening up. For OFWs, staying competitive means upskilling, embracing digital literacy, and adapting to technology-driven workplaces. We’ll also look at government initiatives, training programs, and personal strategies to help Filipinos abroad thrive in the age of AI. Whether you’re worried about job security or curious about future opportunities, this episode offers practical insights into how AI could impact your work and how you can future-proof your career.

S1E32 - Understanding Life as an OFW in South Korea

South Korea has become a top destination for Overseas Filipino Workers, offering opportunities in manufacturing, caregiving, and the service sector. But what is life really like for Filipinos working there? In this episode, we’ll explore the realities of being an OFW in South Korea—from competitive wages and strong labour protections to challenges such as language barriers, cultural adjustments, and long working hours.
We’ll also discuss everyday experiences: living in shared dormitories, navigating Korean food and traditions, sending remittances home, and finding community support through churches and Filipino organisations. Listeners will gain insights into both the rewards and struggles of working in Korea, plus practical tips for newcomers—like learning basic Korean phrases, understanding contracts, and making the most of your time abroad. Whether you’re considering South Korea or already there, this episode sheds light on the unique journey of OFWs in the Land of the Morning Calm.

S1E31 - How to Make the Most of Your Brief Vacation in the Philippines

For Overseas Filipinos, vacations back home are often short but deeply meaningful. Between limited leave days and countless family commitments, making every moment count is a challenge. In this episode, we’ll share how to plan a balanced itinerary that combines family bonding, rest, and personal enjoyment.
Learn how to prioritise visits—whether that means spending quality time in your hometown, scheduling reunions, or sneaking in a quick trip to the beach. We’ll also cover practical tips: budgeting your pesos wisely, travelling light, managing expectations with relatives, and even setting boundaries to avoid burnout. Most importantly, we’ll talk about how to focus on meaningful experiences rather than trying to do it all. A short vacation doesn’t have to feel rushed—it can be memorable, refreshing, and fulfilling if you plan with intention.

S1E30 - Why OFWs Should Be Careful with Personal Loans and How to Manage Them When Going Abroad

For many Overseas Filipino Workers, taking a personal loan before leaving the country feels like a quick fix—whether for placement fees, family expenses, or travel needs. But debt can quickly snowball when you’re earning abroad, especially with high interest rates, currency fluctuations, and family relying on your remittances. In this episode, we break down why OFWs should think twice before borrowing, how lenders assess risks, and the long-term impact on your financial stability.
More importantly, we’ll share smart strategies to manage existing loans: from setting repayment priorities, consolidating debt, and automating payments, to creating a realistic budget that balances obligations at home and abroad. Remember—your goal as an OFW is not just to send money home, but to build a secure future. Careful borrowing and disciplined repayment can make all the difference.

S1E29 - Investing Your Remittance, Starting Side Hustles, and Mastering Money Management

As an OFW, your hard-earned remittance is more than just support for loved ones—it’s the foundation for your future. In this episode, we explore smart ways to invest your remittance, from starting a side hustle to building a solid financial plan. Learn how to spot opportunities in your home country and abroad, whether that’s launching a small business, buying assets, or tapping into online income streams. We’ll also share proven money management strategies—budgeting, saving, and avoiding common financial pitfalls—that help you grow wealth while still providing for family back home. Whether you’re a new OFW or a seasoned one, this episode will inspire you to turn your earnings into lasting security.

S1E28 - What to Expect and How to Conquer Your OFW Medical Exam

In this episode, we guide you through what to expect and how to confidently conquer your OFW medical exam — a crucial step before working abroad. We break down the common procedures, including physical exams, blood tests, chest X-rays, urine tests, and screenings for infectious diseases. Learn how to prepare, what to bring, and how to avoid delays or failed results. We also discuss the importance of honesty during the exam, lifestyle tips to help you pass, and what happens if you’re declared “unfit.” This episode gives you practical advice and peace of mind as you take this important step in your OFW journey.

S1E27 - The Ultimate Pre-Departure Checklist for OFWs

In this episode, we share the ultimate pre-departure checklist every Overseas Filipino Worker (OFW) needs before leaving the Philippines. From securing your OEC (Overseas Employment Certificate), valid passport, visa, and employment contract, to completing your PDOS (Pre-Departure Orientation Seminar) and packing essentials — we’ve got you covered. We also highlight financial preparations, emergency contacts, insurance, and setting up communication with loved ones. With so much to prepare, it’s easy to miss important steps. This episode ensures you leave fully ready, legally protected, and emotionally prepared for life abroad. Don’t fly out unprepared — tune in to check off everything that matters.

S1E26 - I Finished a Bachelor's Degree in the Philippines, Is It Worth Going Abroad for Unskilled Jobs?

In this episode, we tackle a common and complex question many Filipino graduates face: “I finished a bachelor’s degree in the Philippines — is it worth going abroad for unskilled jobs?” We explore the emotional, financial, and practical sides of this tough decision. While overseas jobs may offer higher pay, they often don’t match your education level, and can mean sacrificing your career path, professional growth, and even self-worth. We discuss real stories, reasons why some still choose to go, and what to consider before making the move.